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Retirement Planning

In today's highly-competitive marketplace, it is becoming increasingly difficult to attract and retain top talent. Salary is no longer the sole compensation driver. Employees are also looking at an employer's overall benefits package and its potential to help protect their families and adequately prepare them for retirement. These concerns are heightened by ever-changing tax laws, pension plan uncertainties, and Social Security shortfalls. As a business owner, you can offer insurance and retirement benefits that can make a difference for both your executives and your business. 1

Providing for your employees' retirement can create a loyal and dedicated community around your business. A variety of retirement-planning products exist to provide the benefits that support your employees' commitment to your business.

Consider a few of the following retirement planning options.


Qualified Plans

  • IRA

  • Roth IRA


  • Simple IRA

  • 403(b)/457 Plans

  • 401(k)

  • Profit-Sharing Plans

  • Money Purchase Plans

  • Defined Benefit Plans

Non-Qualified Plans

  • Executive 162 Bonus Plan

  • Leveraged Bonus Plans

  • Non-qualified, Deferred Compensation Plans

  • Split Dollar Plans


Long Term Care Insurance

Long term care insurance helps protect an employee's assets and retirement plan, and is part of a complete financial strategy.

Life Insurance

Learn how life insurance can supplement your employees' retirement planning strategy to help align with the goals of their golden years.

1 There may be implications under the Employment Retirement Income Security Act (ERISA) depending on how certain types of insurance policies are made available to employees and whether such an arrangement constitutes an "employee benefit plan" under ERISA. Employers should consult their own tax and legal advisors for further information on potential ERISA implications.